Latin Bolt

When talking about money and any other financial issues, we have to make sure that the calculation is precise. While simple calculator tool can help you doing the job, having a special tool or software to do the job can really help you counting, managing, and controlling all of your financial record.

I am not an accountant or someone who work on financial sector. And to be honest finance management is probably an area that I know almost nothing about. However in this modern world who can avoid dealing with this issue? And being a super noob on this field I have to try to find the right tool to help me doing the jobs since my old calculator machine (can I call it a machine anyway?) simply cannot help me on this. Yes, the real problem is on me not on the tool.

A friend of mine told me that I can get the software that probably can help me doing this boring job, and suggest me to visit vertex42.com. Visiting and doing a little browsing on the website I finally can find the right tools to help me. And the best part is, all of those tools are free. And the file sizes is also tiny that I can download them fast using a dial up connection.

There are several tools available for free on this website but I only try 3 of them so far. The tools I’ve tried are mortgage payment calculator where you can calculate and compare different mortgages, and several other features.

The next tool I have tried is interest only loan. It is a spreadsheet tool you can use to calculate your interest-only payment for a fixed rate loan or mortgage. Another interesting feature of this free calculator is you can specify the length of the interest-only (IO) period easily and at the same time include extra payments also.

The last tool I tried is their simple loan calculator. Just like the two tools I mentioned before, this calculator is spreadsheet based you can use with your Microsoft Excel. Though they name this tool ’simple’, actually it can handle several tasks like calculate the payment, the interest rate, and more.

So, if you are someone like me who don’t really understand how to read a spreadsheet, let alone calculating those boring numbers, don’t worry. With the help of those free calculators from vertex42.com you can finish your financial calculation easily.

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